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OUR PROCESS
Protect Your Rights
Insurance companies often take advantage of accident victims during the vulnerable time period following a traumatic incident. Our legal team will immediately take over all communication with the insurance companies to protect your rights. This includes preserving evidence and documenting the facts of the case while they are still fresh.
Medical Treatment
We will connect you with leading medical professionals in your area to diagnose and treat your injuries. If you are unable to afford medical treatment we can facilitate treatment on a medical lien basis, which means you pay nothing up front, rather your medical bills are paid from the settlement proceeds at the conclusion of your case. After all injuries are diagnosed and treated we will be in a position to place an appropriate settlement value on your personal injury claim and begin negotiations with the insurance company.
Negotiation
All documentation supporting your claim will be organized into a “demand package” telling the story of your case to the at-fault insurance company. The insurance company will review these documents and respond in the form of an acceptance, a counter offer, or a rejection. Our office will communicate with you during this negotiation and you will have the final decision.
Pre-Litigation Settlement
The majority of our cases settle in the pre-litigation stage, prior to filing a lawsuit. When your case settles, you will sign a settlement release that officially closes your case in exchange for the agreed amount of financial compensation. Our law firm will also negotiate with your medical providers to lower your bills and maximize the money in your pocket.
Filing A Lawsuit
If the insurance company’s offer is unreasonable, we will file a lawsuit on your behalf. This process will elevate your claim and often results in higher settlement amounts. Our law firm will pay for the costs of litigating your case so you don’t have to pay out of pocket. These costs will be reimbursed from the settlement.
Discovery/Depositions
Although jury trials are rare, we prepare every case as though it will go before a jury. This requires gathering additional evidence and hiring experts who will testify in support of our case. A deposition is your opportunity to tell your story under oath. We also question the at-fault person under oath to gather crucial information we will use at mediation or trial.
Mediation/Arbitration
Prior to a jury trial, your case will likely go before a mediator who is a neutral party responsible for listening to both sides of the case and making settlement recommendations. Your case may settle at this stage if the mediator can help the insurance company realize the full value of your case. Arbitration is similar to mediation and is required when we are collecting from your own insurance company, rather than the at-fault person’s insurance company.
Jury Trial
This is the final step in getting you the compensation you deserve. Our experienced trial lawyers will present your case to a jury of your peers who will ultimately decide the amount of financial compensation they believe is fair after hearing all the evidence.
For all of our Personal Injury cases, we work on a contingency fee. That simply means, we do not get paid unless we win money for you first. Typically, injured clients have enough to worry about financially, so we do not charge an hourly rate. There are no upfront costs for us to handle your personal injury case. For traffic ticket cases, we charge $60 for each citation and $25 to lift each warrant. Call us today with any unique questions involving CDL tickets, jail releases or bulk ticket discounts.
No, you do not need a lawyer. Similarly to not needing a mechanic to change your oil, most of us prefer to utilize professionals to help us in their area of specialty. It saves you time away from family, work and leisure, but most importantly, our law firm is skilled at negotiating with insurance companies. The major source of this skill is the threat of a lawsuit and the fact that Trial Attorney Cephus Richard has tried dozens of cases around the south and midwest. Further, it may do more harm than good to your case if you start off trying to handle it on your own then hire an attorney later that likely would have approached the case differently. Cephus Richard III PLLC will provide a free, no-risk consultation to help you decide what is the best route for you.
There is no such thing as a fixed price associated with a given injury. Each case is unique. A number of factors go into the evaluation of your case, including the amount of available insurance, the cost of medical bills and percentage of fault. Much of this information is unknown at the time of your injury, but as your cases progress it is easier to estimate the value of a claim. Our goal is to gather this information as quickly as possible, while also helping you avoid the tactics used by insurance companies to devalue your claim.
Absolutely not. In fact, most clients want to avoid going to court. We do our very best to come to a reasonable settlement before filing a lawsuit.
Call 911. The first step following a wreck is to let the police and ambulance, if necessary, know that you were involved in the wreck. Next, exchange insurance information with the other driver(s) involved. Also, take pictures of the scene and the vehicles, if possible. Seeking medical attention is your top priority following a collision. After your health is stable, contact an attorney to discuss your next options. Our firm will provide guidance on dealing with the property repairs and communicating with the insurance companies.